It is a statistical fact that women are better drivers than men. Before too many men out there object too much to that statement, it has been proved via extensive research that women have fewer accidents than men and make fewer claims. That has not stopped insurers charging women exactly the same as men in the past, but with womens car insurance this is no longer the case.

Womens car insurance is a specialist product. So much so that only a handful of insurers will actually allow a male spouse or child onto the insurance policy as long as it is in the name of the female driver. It arose from the fact that several insurers decided that it was time women stopped subsidising the insurance of men. As such, it is now extremely popular.

In its general make up, womens car insurance is exactly the same as the regular policies that you can find in the marketplace in that the third party, third party fire and theft and comprehensive insurance covers the same mechanics and occurrences. As normal, you can choose the level of cover but it will cost you less on the whole.

Mrs Rogers from Sutton Coldfield in Birmingham is a prime example. She had taken out a policy with Nationwide but found it too expensive at renewal time. As a result, she chose to get quotes for her Vauxhall Corsa from several other providers and found that she could save 231 pounds with Sheilas Wheels.

Mrs Rogers is not the first lady to save this much and she will not be the last. In fact, there are still millions of British women that could save money by choosing womens car insurance. Those hundreds of pounds add up over the years and the initial policy itself can earn you substantial discounts, not to mention a possible discount for taking the policy out online.

However, before you take out the first great priced womens only policy you come across, you should compare the features of the policies as well because some of them have fantastic extras for you to take advantage of. Handbag cover is just one of them. This will cover the handbag you have in your car if anything happens and generally covers you for up to 750 pounds.

Many women-only providers also concentrate on safety. This is to offer women peace of mind should the break down or have an accident. There is often a helpline and a free breakdown and recovery service that comes as standard.

All in all, womens car insurance offers a great deal for women drivers. Not only can it save you a lot of money but can also give you features that would not come as standard in any other policy.